Junior Credit Analyst (Italian speaking)



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Credit Analyst (Italian speaking)


The Role:

Gava Talent Solutions is looking for a Credit Analyst to work in their Budapest, Hungary, financial center for Europe Middle East and Africa (EMEA), reporting to the EMEA Credit Officer.  The role will primarily support the Italian business, and hence requires proficient Italian language skills.  Responsibilities include performing analysis of financial statements and other credit risk information, to assess requests for revolving lines of credit for partners and clients in the IT channel financing sector.  The analyst will also review proposed deal structures, and will recommend a credit rating, and terms and conditions suitable to support proposed credit lines.  As the successful applicant’s experience and skills grow, there will be opportunity to grow in terms of underwriting delegation, seniority, and wider responsibilities within the organization.

How You Will Make an Impact:

  • Perform detailed financial analysis of audited and non-audited financial information
  • Make well-considered recommendations to management on credit risk decisions and conditions, and in time, be granted own underwriting authority with scope to increase
  • Support the growth of the business, whilst ensuring appropriate decision-making to minimize bad debts due to customer defaults
  • Liaise with internal stakeholders including upline credit management, financial sellers, and business support operations team
  • Contribute to ensuring appropriate mitigation structures in place, including understanding and management of collateral documents such as corporate and bank guarantees
  • Opportunity for customer-facing experience as skills develop
  • Work effectively as part of a professional and committed team, including supporting workflows at peak business periods
  • Make recommendations to management to enhance credit processes and controls posture


What You Bring to the Team:

  • University degree in Accounting, Finance, or Economics
  • Knowledge and understanding of financial statements (income statement, balance sheet, cash flow)
  • Prior credit risk experience desired, but candidates with wider financial background will also be considered
  • Good Excel and PowerPoint skills
  • Excellent analytical, interpersonal, and communication skills
  • Able to multi-task and effectively manage own time
  • A collaborative team player, always willing to assist colleagues
  • Motivation to succeed and drive results in a fast-paced, growing environment
  • Ability identify and address challenges and think “outside the box” to recommend solutions to support the business within acceptable risk parameters
  • High level of integrity, with self-confidence to liaise with internal stakeholders on credit considerations and decisions


All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, age, disability, sexual orientation, national origin, or any other category protected by law.